I am looking at getting insurance for the 3 italian greyhound pups. My whippets are not insured as basically it would cost me more to insure them than my vets bills cost I prefer for them to put a little money away each week especially as 4 of them are older dogs the premiums would be quite expensive.
The thing is I can't see Mac and Tabitha being a problem but Micca has a permant luxating patella grade 4. The knee is permanantly out of socket it'll not go back in at all. I have spoken to the vet about it and she says even if Micca was referred to an orthopedic vet it is doubtful because Micca is so tiny and delicate that they will be able to operate. Her bones are that fine the vet says they would not be able to pin the bones. This is not a problem as she was either born with it or it happened when she was very young it doesn't bother her at all she runs and plays she can use the leg but when she walks she throws her hip out.
The vet says I would not have to tell the insurance as it will come up on her records but we would not be able to claim if she should suffer any injury to that leg and obviously because it is a birth defect we would not be able to claim for it to be operated on if it was possible.
The question I have is should she injure her other leg would the insurance say I could not claim as it is because she is compensating for her bad leg with the good leg. Take into consideration that at the moment she weighs just over 2kg the bad leg is weight baring when she runs you would not know there was anything wrong with her it is only when she walks that you can see that she has a strange gait.
Also can anyone reccomend any insurance companies who are reasonably priced and offer a decent discount for insuring more than 1 dog.
The thing is I can't see Mac and Tabitha being a problem but Micca has a permant luxating patella grade 4. The knee is permanantly out of socket it'll not go back in at all. I have spoken to the vet about it and she says even if Micca was referred to an orthopedic vet it is doubtful because Micca is so tiny and delicate that they will be able to operate. Her bones are that fine the vet says they would not be able to pin the bones. This is not a problem as she was either born with it or it happened when she was very young it doesn't bother her at all she runs and plays she can use the leg but when she walks she throws her hip out.
The vet says I would not have to tell the insurance as it will come up on her records but we would not be able to claim if she should suffer any injury to that leg and obviously because it is a birth defect we would not be able to claim for it to be operated on if it was possible.
The question I have is should she injure her other leg would the insurance say I could not claim as it is because she is compensating for her bad leg with the good leg. Take into consideration that at the moment she weighs just over 2kg the bad leg is weight baring when she runs you would not know there was anything wrong with her it is only when she walks that you can see that she has a strange gait.
Also can anyone reccomend any insurance companies who are reasonably priced and offer a decent discount for insuring more than 1 dog.