Hi first time user to the forums here. I wonder if anyone else has been in this situation. Our dog had some tests done on a couple of lumps, which turned out non threatening, and we were told by the vets just to watch them. So our dog is receiving no advice and medication. We want to move to a new pet insurance company, do we need to declare what happened? I am finding pet insurance a minefield and wonder whether it's worth insuring my dog at all. It would be nice to hear someone elses thoughts on this.