Hi all we pick up our new puppy early October and I'm wondering when we insure him... First I believe I need to check if he's already insured by the breeder as I read to overlapped policies could invalidate both. I also read to insure him before taking to the vet for 1st check up as any pre existing conditions are taken into account with a new policy. But his 1st vet visit should be asap after he's home. So do I organise the insurance start date from the date he's home? Or just set it up online that day? I know there's a waiting exclusion period of 14 days and I've been told you can't insure before you own* the pet (*is that the day we pay/pick him up? Or the day we change the chip details?) So is best bet to setup as possible when we get him home and (assuming he doesn't have insurance cover set up by the breeder which I need to check) and pray nothing happens in the first 14 days? Or is there a better way? Im thinking of pet plan at £26 monthly with a first year discount. I did think about self insuring putting away a little each month but then read horror stories of ££££ bills in the early years which we wouldnt yet have enough saved for. So think insurance best bet. Any thoughts appreciated.