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dog insurance???

Discussion in 'Dog Chat' started by katie_32, Aug 12, 2009.


  1. katie_32

    katie_32 PetForums Newbie

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    hi just a quick question, do you all have insurance for your dogs? i have a 11 month old dogue de bordeaux x neapolitan mastiff and because of her being a big dog people have said that if se ever gets ill her vet bills are going to costa fortune lol we have also got a 8 week olf jack russell x bichon frise and i would get him insured too. so im just wondering what insurance companies you are with and does it make a difference the size of the dog (i.e is there a company thats specialise in big breeds)
     
  2. james1

    james1 PetForums VIP

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    you get cheaper quotes if you have more than one dog with the same company. The £200 a year you pay out will pay dividend if they ever have a problem...... my boy hasnt had 1 problem in 5 years but now hes spent around £5k in a few months.

    We are with Argos and are very good
    Pet plan are more expensive and have mixed results.
    have a look through the threads as there are loads of ones similar (just to a "search" on insurance next to the "quick links" tab :)


    oh life time policies are better - you may be able to get them if you dogs havent been treated by your vet for anything - otherwise you will not be covered for that illness or anything associated with it
     
    #2 james1, Aug 12, 2009
    Last edited: Aug 12, 2009
  3. Jazzy

    Jazzy PetForums VIP

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    #3 Jazzy, Aug 12, 2009
    Last edited: Aug 12, 2009
  4. Snoringbear

    Snoringbear PetForums VIP

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    I've never had a problem with Petplan. Very expensive though.
     
  5. Spaniel mad

    Spaniel mad PetForums VIP

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    My cats are insured with tesco but the dogs are with direct line. They offer the same cover as petplan but are cheaper

    Never had to claim though

    people tell me that with 6 dogs it would be cheaper to put money aside rather then insuring them
     
  6. Snoringbear

    Snoringbear PetForums VIP

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    Which one Tesco or Direct Line? I got a quote from Direct line, it was cheaper than petplan (abouy 70%) but wasn't lifteime cover like petplan, it maxed out at £6K per condition.
     
  7. kendal

    kendal PetForums Senior

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    we are with morthan and have only had to use it once. my eldest who is 3 is £11 a month.

    i know a woman who has a old dogue de bordeaux i think he will be about 8 months old now and she dose not have him insured, but he is now having to for lots of tests for his joints and mussels that are causing him Paine and for two lumps that have appeared on his head and chest, i think she is regretting not insuring him.
     
  8. haeveymolly

    haeveymolly PetForums VIP

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    We have gone with tesco, very good value for money please dont look for the cheapest we was with e&l for 8 years 2 dogs for 7 of them when my springer became ill they didnt pay out his vets bill was £2,000 and monthly meds for life £97 per month plus £21 every 6 weeks for an injection, so yes do insure your dog but go with a recommended insurer.
     
  9. Nonnie

    Nonnie PetForums VIP

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    Im with Direct Line. As Snoring Bear stated, they will pay up to £6000 per condition, but there is no time limit on this.

    I pay £68 a month to cover both my dogs (started at just £24) but ive made LOADS of claims, so this premium reflects this.

    Never had a problem with claims. Oscar is on heart meds that cost roughly £75 a month, so technically, im saving money :D
     
  10. haeveymolly

    haeveymolly PetForums VIP

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    Ive heard good reports on direct line and yes it was heart meds that cost us so much they are very expensive and if a dog needs heart meds its never for a short time but for life and i think thats what e&l could see i think they would have been a bit more accomodating if it wasnt for that.
     
  11. Spaniel mad

    Spaniel mad PetForums VIP

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    Direct line. still better then others though
     
  12. dinks

    dinks PetForums Senior

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    However be careful cos when that £6k is gone that condition is excluded and if its a heart condition and you have a large breed dog it gets eaten up very quickly!
    BUT have to say ANY insurance is better than none unless its E&l lol!:D
     
  13. Nonnie

    Nonnie PetForums VIP

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    We're still at about £1000 and he's 11 now. Should be less that £800 a year, including routine BT's, so should cover him for the rest of his life. (fingers crossed)
     
  14. dinks

    dinks PetForums Senior

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    Aw that sounds alrite - it seems to be the younger large breed dogs that seem to get caught out.We had a client who had a st. bernard - a young dog- and they happened to be with the KC - and unfortunately they maxed their insurance on his heart condition but they were in a position where they could afford to pay his monthly heart meds.Insurance is very frustrating and many clients dont understand the basics of what to look out for and vets are not allowed due to FSA regs to recommend insurance companies.But if they are a petplan practice they can tell you all about petplan!Vets can only tell you what to look out for in a policy - so these threads are well worth a read!:D
     
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