I lent my sister £1000 a while ago and she couldn't afford to pay it back. My parents helped her out and paid it instead. They are on holiday at the moment and I've lent her £700. I was going to suggest that instead of buying them christmas presents and a present for my BiL for his birthday that I take £100 off and just get them a token gift. I also found an accountant that will look at their finances as I pay for little things all the time as do my parents who are retired. They earn double what I do and so I don't really understand why they struggle so much. I'm on my yearly review with a neurologist and have another MRI scan. I want to use some of my savings for the yearly £5000 over pay to reduce my mortgage just in case what I have gets worse. I keep putting it off though in case she needs more money. I think I need to think about myself more and so do my parents. I'm not sure though as I find it hard when I can help, but don't feel that it is solving anything.