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Do I need insurance??

Discussion in 'Dog Chat' started by NathanbUK, Jul 23, 2009.


  1. NathanbUK

    NathanbUK PetForums Junior

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    Hi!! OK so ive been spending all week looking at pet insurance, and when I read reviews I find that people think there terrible etc. What I was wondering is, is it necessary to get insurance, if so whats the best one out there?? I dont really want to pay to much a month perhaps £10-£15, but I want my moneys worth though. What should I do!i!i! :confused: The puppies only arriving 2nd August aswell .


    (extra question!!) Once I get my puppy it will be 9 weeks old roughly, when shoud I get the vaccinations, straight away or in a week or so, will the vets tell all the ones I need. All new to me at the moment)

    Thankssss!!!!
     
  2. Nonnie

    Nonnie PetForums VIP

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    If you have deep pockets, and dont mind paying £1000's in veterinary treatments (up front) then no, you dont need insurance.

    Is the breeder not doing the first vaccination?
     
  3. NathanbUK

    NathanbUK PetForums Junior

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    They havent had any vaccinations, the owners have just had them wormed and flead.
     
  4. mindymoo

    mindymoo PetForums Member

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    Definately get insurance, I think life is the best too..if they get any lifelong illnesses they will be paid for for life. There is usually an excess of anything from £40 upwards to pay depending on who you go with x

    Ring your vets and let them know when ur getting puppy and they will advise on its shots xx
     
  5. Nonnie

    Nonnie PetForums VIP

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    The sooner you have vaccinations, the sooner you can start with proper socialisation.

    Is the breeder giving you a puppy pack?
     
  6. NathanbUK

    NathanbUK PetForums Junior

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    I dont think so, will I need one?? (best get her booked in at the vets for when I get her)
     
  7. mindymoo

    mindymoo PetForums Member

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    What exactley should you be getting in a puppy pack, i know I get a month free petplan and some food, is there anything else i should know about?
     
  8. Buggles

    Buggles PetForums Senior

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    Yes, you need insurance. Without a doubt.
     
  9. LostGirl

    LostGirl PetForums VIP

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    totally agree!
     
  10. fluffybunny2001

    fluffybunny2001 PetForums VIP

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    Yep you do,my dogs cost over 5000 this year,without insurance i wouldn`t have been able to afford it
     
  11. xxwelshcrazyxx

    xxwelshcrazyxx PetForums VIP

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    Yes definatley get insurance for your puppy, accidents do happen and boy do the vets take a wack of money from you, you will be shocked to find out how much. IT IS ALOT. I am with Marks and spencer insurance, as for a puppy pack you should get a couple of weeks free insurance, sample of dog food, proof of injections from their vet if they have been done. and anything else the breeder wants to put in. Yes you get the injections done straight away, make an appointment as soon as you can when you get your puppyand get it checked over as soon as you get home, any problems then your vet will tell you about it, and whether you should take the puppy back if it is unwell when they sold it to you. Injections done straight away at 8 weeks old, and then another course 2 weeks after that, then 10 days you can take little one out, Dont let your puppy touch the floor if you go out anywhere before it is totally protected, and dont let anyone hold it just in case they own a dog and it havent had its injections done. The puppy can pick up all kind of deseases. Then enjoy and take it out for walkies and socialize it. HAVE FUN. XXXXXXXXXXXX
     
  12. Viki

    Viki PetForums Senior

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    Hi Nathan,

    As all the replies so far have said, definitely get insurance, all you need is one big vets bill and it will have paid for itself twice, three time over or more!

    You can compare pet insurance on our new site, hopefully this will be of some help in finding a suitable policy, as already mentioned the big thing to look out for is lifetime cover as some policies have a time limit on claiming per condition, the last thing you need is a long-term condition and only 12 months cover.

    Hope that helps, and good luck in finding a suitable policy :)
    Viki
     
  13. My girl (just four years old) costme £11,000 is one year! yep!!! you need insurance! but make sure you take on a 'for life' policy! what breed ar you getting
    regards
    DT
     
  14. NathanbUK

    NathanbUK PetForums Junior

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    Riteo, insurance deffo gettin sorted out. Which insurance companies are you all with??
     
  15. NathanbUK

    NathanbUK PetForums Junior

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    It's a chihuahua doubletrouble. Gettin the vaccinations 2 days after she arrives home, shell be rougly 9-10 weeks the vet told me thisll be Ok.
     
    #15 NathanbUK, Jul 23, 2009
    Last edited: Jul 23, 2009
  16. xxwelshcrazyxx

    xxwelshcrazyxx PetForums VIP

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    Just get an appoinment with your vet to get her vaccines done, the sooner you do it the quicker you can take her out, bless.......put some pictures on when you get the little one ok, would love to see it. xxxxxxxxxxxxxxxxx
     
  17. Viki

    Viki PetForums Senior

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    According to Defaqto the best dog policies currently available on the market are Halifax Pet Insurance Extra, M&S Premier & Pet Protect Lifelong Extra all of which have independent 5 star ratings.

    Hope that helps,
    Viki
     
  18. sequeena

    sequeena PetForums VIP

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    Insurance should be a legal requirement when someone gets a dog imo!
     
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