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Beware new credit card scam

Discussion in 'General Chat' started by Jenny Olley, Dec 11, 2007.

  1. Jenny Olley

    Jenny Olley PetForums VIP

    Nov 2, 2007
    Likes Received:
    Received this email today it's worth a read, might save you some money.
    Subject: Fwd: Fw: BEWARE THE LATEST
    >> This one is pretty slick since they provide Y O U with all the
    >> information, except the one piece they want.
    >> Note, the callers do not ask for your card number; they already have it.
    >> This information is worth reading. By understanding how the VISA &
    >> MasterCard Telephone Credit Card Scam works, you'll be better prepared to
    >> protect yourself.
    >> One of our employees was called on Wednesday from "VISA", and I was
    >> called on Thursday from "MasterCard".
    >> The scam works like this: Person calling says, "This is (name), and I'm
    >> calling from the Security and Fraud Department at VISA. My badge number
    >> is 12460. Your card has been flagged for an unusual purchase pattern,
    >> and I'm calling to verify. This would be on your VISA card which was
    >> issued by (name of bank) did you purchase an Anti-Telemarketing Device
    >> for £497.99 from a Marketing company based in London?" When you say
    >> "No", the caller continues with, "Then we will be issuing a credit to
    >> your account. This is a company we have been watching and the charges
    >> range from £297 to £497, just under the £500 purchase pattern that flags
    >> most cards. Before your next statement, the credit will be sent to
    >> (gives you your address), is that correct?"
    >> You say "yes". The caller continues - "I will be starting a fraud
    >> investigation. If you have any questions, you should call the 0800
    >> number listed on the back of your card (0800-VISA) and ask for Security.
    >> You will need to refer to this Control Number. The caller then gives you
    >> a 6 digit number. "Do you need me to read it again?"
    >> Here's the IMPORTANT part on how the scam works the caller then says, "I
    >> need to verify you are in possession of your card." He'll ask you to
    >> "turn your card over and look for some numbers." There are 7 numbers;
    >> the first 4 are part of your card number, the next 3 are the security
    >> numbers that verify you are the possessor of the card. These are the
    >> numbers you sometimes use to make Internet purchases to prove you have
    >> the card. The caller will ask you to read the 3 numbers to him. After
    >> you tell the caller the 3 numbers, he'll say, "That is correct, I just
    >> needed to verify that the card has not been lost or stolen, and that you
    >> still have your card. Do you have any other questions?" After you say,
    >> "No," the caller then thanks you and states, "Don't hesitate to call back
    >> if you do", and hangs up.
    >> You actually say very little, and they never ask for or tell you the Card
    >> number. But after we were called on Wednesday, we called back within 20
    >> minutes to ask a question. Are we glad we did! The REAL VISA Security
    >> Department told us it was a scam and in the last 15 minutes a new
    >> purchase of £497.99 was charged to our card.
    >> Long story - short - we made a real fraud report and closed the VISA
    >> account. VISA is reissuing us a new number. What the scammers want is
    >> the 3-digit PIN number on the back of the card. Don't give it to them.
    >> Instead, tell them you'll call VISA or MasterCard directly for
    >> verification of their conversation. The real VISA told us that they will
    >> never ask for anything on the card as they already know the information
    >> since they issued the card! If you give the scammers your 3 Digit PIN
    >> Number, you think you're receiving a credit. However, by the time you
    >> get your statement you'll see charges for purchases you didn't make, and
    >> by then it's almost too late and/or more difficult to actually file a
    >> fraud report.
    >> What makes this more remarkable is that on Thursday, I got a call from a
    >> "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA
    >> scam. This time I didn't let him finish. I hung up! We filed a police
    >> report, as instructed by VISA. The police said they are taking several
    >> of these reports daily! They also urged us to tell everybody we know
    >> that this scam is happening .
    >> Please pass this on to all your family and friends. By informing each
    >> other, we protect each other.
  2. Thanks Jenny!
  3. Vincentluis

    Vincentluis PetForums Newbie

    Feb 7, 2009
    Likes Received:
    Hi Jenny Olley ,
    I certainly agree with you. This was a good suggestion that you put up here...dude? Hope that it benefits all the ones who land up here.
    Thank's!!! :cool:
  4. mckitty

    mckitty PetForums VIP

    Jan 11, 2009
    Likes Received:
    thanks for the heads up
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