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Best Insurers??

Discussion in 'Cat Chat' started by PaulSnow, Feb 18, 2008.


  1. PaulSnow

    PaulSnow PetForums Newbie

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    Hi all, im a newbie here & just thought i would introduce myself & ask for some helpfull advise! Im Paul 25 from the West Mids, myself & my partner are collecting our first cat together on fiday.

    She is a 3year old snowshoe called Minnie, & was just wondering which insurers people would recommend?

    Thanks, Paul
     
  2. LousKoonz

    LousKoonz PetForums VIP

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    well well :D knew who you were the minute i clocked your avatar piccy lol :) x
    welcome from me x

    as said to ya earlier i use petplan x i'm sure someone will give you some alternatives though on here :) xx
     
  3. staceyscats1

    staceyscats1 PetForums Senior

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    hi and welcome :)

    Please send some pics when you get her :)
    yes i would say the same pet plan there are plenty others but i would always stick with pet plan best thing to do is get a few names and then look at their websites and see which one suits you :)

    good luck x
     
  4. BlackCat

    BlackCat PetForums Member

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    I like Petplan too, although not the cheapest they pay out quickly and have had no problems with them. Marks and Spencer is also meant to be a good one to go for.

    Its worth checking all the t&c's and small print with insurance. Try to go for a policy that offers lifelong cover, many don't and this leads to a sticky situation should a long-term problem ever develop.

    Good luck with the new arrival :D
     
  5. may

    may PetForums VIP

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    I like Petplan too:D
     
  6. PaulSnow

    PaulSnow PetForums Newbie

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    Looks like the general feeling is to go with pet plan then. So I take it they do offer life long policys?!
     
  7. LousKoonz

    LousKoonz PetForums VIP

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    they offer most things hun, including breeder policies which is another reason i'm sticking with them x

    my neutered babes are all covered for life, wouldn't have it any other way x
     
  8. PaulSnow

    PaulSnow PetForums Newbie

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    Yeah just been looking, they do life covers rather than 12months cover like most, but how is that a benefit? what policy do you have with them?
     
  9. PaulSnow

    PaulSnow PetForums Newbie

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    Alot of places like direct line offer a 12months policy witha 6K vet fee limit, is that not a good thing?
     
  10. LousKoonz

    LousKoonz PetForums VIP

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    its a benefit for one as you don't have to mess about renewing - you know the cat will be constantly covered and there's no mucking about x

    plan i'm on for mine at present is supercat, i'll dig out the details later on x
     
  11. PaulSnow

    PaulSnow PetForums Newbie

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    So has anyone used direct line or tesco etc? & how did you find them when making a claim? as i need to get this sorted before friday when we pick her up! cheapest quote i have had is from a company called e&l i think!
     
  12. BlackCat

    BlackCat PetForums Member

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    I'd avoid E&L I'm afraid, there's a reason why they're so cheap!!

    Direct Line are okay, and I think Tesco are meant to be as well. Just check that you are happy with policies etc and the long term cover.
     
  13. PaulSnow

    PaulSnow PetForums Newbie

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    So i take it they have a bad reputation then? I know im sounding really cheap by trying to find cheaper than PetPlan, just after having bought our 1st house & paying lots of different bills im having to be carefull how much more come out a month.

    What does the excess tend to be on petplan? as i cant find that on their site!
     
  14. LousKoonz

    LousKoonz PetForums VIP

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    65 quid hun on supercat plan x
     
  15. BlackCat

    BlackCat PetForums Member

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    One of the problems with E&L is that its very difficult to put a claim through, and for them to pay out in my experience. I'm a veterinary nurse and have dealt with many clients who've tried to claim for treatment they've been told will be covered, only to find E&L have changed their minds. Having spoken to people in other practices it seems to be a common problem throughout.

    Have spoken to a colleague whose dog is insured with Direct Line (and has incurred a lot of costs as he's needed lots of orthopaedic treatment) and she's found them to be great. Even though she claims often for him, the monthly fee/excess haven't increased much either.
     
  16. LousKoonz

    LousKoonz PetForums VIP

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    well sounds like theyre pretty good aswell then :D x
     
  17. PaulSnow

    PaulSnow PetForums Newbie

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    I have been looking through the list of insurers I have had quotes from & one of the best seems to be M&S? they like PetPlan do not set a limit on the condition costs but do set a limit of 7K a year on claims.

    Direct line do seem good but as like others such as more than, will only insure a limit of 6K per condition for the life of the pet, which i dont think is that great?!
     
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