i think we are going to have to sell my daughters pony,buisiness is crappy,hubby hasnt brought any wages home since first week in august,buisiness is only just scraping enough in to pay their overheads we are living on my money alone,which is a huge strain,i owe £400+ livery,the farrier.feed bills not to mention rent and household stuff horses need shoeing again,i really dont want to but dont see any other way out....

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(formally clare7577)

Awww sweetheart not good

I have been through the same sort of year to be honest and it doesn't look like it is going to get much better, I applied for working family tax credits and they awarded me a small amount each week which is a really big help x

hope things get better soon hun x x

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The Proctologist called, they found your head

Aww, I know how you feel.
We we nearly sold our PS3 and Wii yesterday cos we're in so much trouble.
We just don't know what to do either.
Hope things get better for you.
x

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Times are tough all round but so sad when it affects things we hold so dear

Don't suppose you can part loan it at all ???

Find someone cash rich and time poor who wants to pay for the priveledge of regular riding

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"I am not perfect and i don't have to be, before you start pointing fingers, make sure your hands are clean" - Bob Marley

https://sites.google.com/site/blisschalet/

What about putting him on loan for a while?. God it's hard to give them up. Hope you hubby find's work soon.

ive had share/loan ads out for months with no response hsbc are being bartendersthey have just slapped a £350 charge on his account for not paying his loan/card they can see nothings gone in for months!! plus they ring all day everyday till late at night,talk about harassmentwe got a bit of tax credit,but he cant sign on because of the buisiness,and there are no jobs around! cab this week i think

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(formally clare7577)

Really feel for you


Is it just the running costs of the horse ??

Maybe you could offer him free to someone you know who can just take on his costs for say an agreed 6 months ???

Maybe your daughter could still have a ride twice a week as payment instead of them paying for the loan.

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"I am not perfect and i don't have to be, before you start pointing fingers, make sure your hands are clean" - Bob Marley

https://sites.google.com/site/blisschalet/

What does your daughter think about this? Is she an avid rider and will it upset her social life being ponyless? If it won't be too much of a strain to her then I'd say try to sell, if it will then I'd be finding alternative ways to raise money. Quiet frankly 1 pony isn't going to make you much, and you can save on his keep. Scout around find a field to rent, around here you can rent a 4 acre field for £500 a year, that will keep 3 horses if you are careful with land management. Can the pony go barefoot? Trims are only around £15 (well here they are) and can be done 8 weeks if the pony is in work. Alot of native types manage perfectly barefoot. How about a sharer? Someone who will contribute to his keep? Keep the pony out this winter (if you don't already) save a fortune on bedding and all round healthier for the pony.

I'm struggling right now and can't afford to eat myself but the last thing that will go is my horse. I've bought hay in bulk saving myself £80 for the winter. I've recycled and mended all his old winter rugs so I've not had to buy any this year. I've cleaned and reproofed them myself. I'm giving lesson's on him once a week to a girl on the yard who is horseless, in exchange she buys a bag of feed once a month and I get him exercised while I can sit on my bum and shout at her!!! I've changed his feed to a brand which is better quality therefore I can feed him less and remove the need for other supplements, contact your feed makers they are a mine of useful information. Allen & Page have saved me a fortune with their advise and the bonus is my horse is in better condition than he's ever been!!

I totally understand how you feel, but in a years time things might have changed. Totally depends on your daughter, you know what effect this will have on her so weigh up the benefits to your finances over her feelings.

Oh no, I really feel for you, things aren't do great here either. I'm surprised no one wants to loan, I have a friend way up north who just can't find one to loan! I hope it works out for you

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Photography

I really feel for you and your daughter, trouble is I dont know what its like with you but down here in Wales prices are on the floor, well bred ponies are practically being given away. We have also had a hell of a year with our business but things do seem to be picking up a bit (touch wood). Hope you can find an answer to it all.