Hey

Can anyone recommend a good pet insurance I have looked at a few and they seem much alike, but if its anything like other insurance's they all seem much alike and when it comes to claims and things like that they are useless if u know what I mean

Thanks in advance.

I have had AXA highly recommended by a number of people who have had to claim back thousands on vet bills, they havehad no problems. I am not with them as i already have a policy with MoreThan, but due to the 'settling in period' of 14 days i have never been able to claim to date - my poor purse is getting empty!

I would check out the 'settling in period' (ie if your pup is ill within first 14 days they wont pay out for that or anything relating to it) and go from there. The other thing i would do is go for 'lifetime' cover, not annual, so if they get any serious issues, the company will pay out each year providing you keep up the policy. Check out AXA and see what you think.

Hiya. I was with healthy pets but they changed their insurer and it trebled in price, so that was the end of them! they all basically insure 4 the same things but asda is the cheapest I have found so you just have to decide how much you want to pay. I was with pets direct a few years ago and when I put a claim in it was settled very efficiently. Good luck

Nikki

Hi
I have AXA pet with my eldest and Argos (top policy) for the youngest.
Be very careful when choosing a policy and ensure that you take a 'life' policy and NOT an annual one .
Aviod E&L like the plague - and generally - if they look too cheap to be true they probably are. Make sure you read the policy - then read it again - if there is anything you still don't understand then call and ask.
regards
DT

I always go for the gold option on insurance, it covers more, especially if you own an expensive breed. I have had no trouble when it comes to a claims (I have boxers and bulldogs) with either company I have been with, guess I must of been lucky.

Sorry to sound stupid what is E&L and why do u guys say I must go for life time not annual? I will have a look around, hopefully my pup will be healthy and I wont have to use it but its always piece of mind knowing its there

We have gone with Pet plan for our puppy Just waiting on paper work now, But its £15 a month for life time illness e.t.c and £4000 a yr treatment which i didnt think was bad

Our cats are with tesco Dont go with them they are rubbish

__________________
Owner to-
lots of rodents
2 monster dogs
1 slinky cat

Life time will cover the animal for the whole of its life so if it gets excema or something it will always pay out for the condition for aslong as the animal is alive and needs treatment

Annual will only pay upto 12months from the start of the condition weather the animal still needs treatment or not

I pretty sure thats it anyway lol

__________________
Owner to-
lots of rodents
2 monster dogs
1 slinky cat

E & L are a budget - or very cheap insurance company Equine & Livestock
The cover you for the year for up to whatever the amount of cover you take out - it you pet has an ongoing illness which can cost thousands after the year is up you have no cover - whoever you go with you need to ensure that your pet is covered for life.

Ok Been having a look now, maybe Im been dumb and not looking properly but I have only see monthly and annual, do I have to look some where special to see if they cover life time? Cuz all im seeing is annual cover amount and monthly cover amount. Sorry if i sund dumb Im not so clued up on this at home we dont get pet insurance for our animals so this is all new to me