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it's any public highway - police probably won't bother until something happens - then they will come down on you like a ton of bricks it's really not worth the bother of risking an accident or a child getting hurt - a dog doesn't have to be large or aggressive for a child to be hurt - all they have to do is jump at them (or in some instances even approach them) for all hell to break loose - I've known of instances where there has been considerable aggression from other people when all the dog has done is approach a child who is scared of, or not familiar with dogs - as you never know - then it's always best to err on the side of caution.

The other thing to remember, is that even if your household insurance covers you for public liability - even the smallest incident is reportable and could block you getting insurance in the future

Also, you never know what might happen - three weeks ago, my eldest boy disappeared from the back garden - somewhere he had been many many times before without incident - it took us a good few hours to find him (we informed all the local shops / vets etc)

Thankfully, the dog warden had finished for the day so the lady who found him contacted my vet who contacted me - but the outcome could have been very different - I never thought it could happen to me - but in reality, it can happen to anyone and surprisingly quickly

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What you need to know before buying a Labrador puppy

Aye I see... OK taken on board, thanks again for heeding the warning signs

I always put her on lead when we go into the village, but your right I should be more carefull even if she is well behaved on paths etc.

cheers

thats good to know do all vets agree to this or is it at there discretion ?

Vets vary considerably - one of mine was due to have a lump removed - and my own vets wouldn't claim direct because it was below their limit of £500 (the op would have cost about £480) - my own vet then refused to accept half the money that day and the remainder the following Wednesday

Considering the number of dogs I have, and the fact I breed, to say I was p*$$ed off was an understatement.

Another vets I spoke to who didn't know me from Adam agreed to do a claim direct with the insurer - but as it happened, they decided to biopsy the lump first, which came back benign - total bill £90 and no insurance claim.

What I've found when my girl needed surgery is I had to sign a disclaimer that if the insurance company didn't pay up for any reason, then I would have to pay - there was no problem with the claim thank goodness which came to £2,800

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What you need to know before buying a Labrador puppy

Because you are aware of the problem and posted it on an open forum for all to see and the insurance company find out you knew before taking insurance.
Would this not be fraud??

Hi Rona

Thanks for pointing that out, our pup was already covered by KC but the insurance ended and we did not renew because we thought she was covered with our house insurance (we knew nothing about pet insurance until now), with the recent events of her paws clicking occasionally we found out she wasnt insured so are now getting her insured properly...it should hopefully turn out too be nothing or at least nothing serious (fingers crossed)

snadge

Not fraud - the OP does not know there is a problem.

They are simply applying common sense to the situation, their existing insurance is expiring and they are taking out cover with a new company.

There is a thread running elsewhere on this forum about LloydsTSB & Halifax breaking their pet insurance policy contracts; that is fraud is it not?

happy to report we are now covered for lifetime and upto £7,000 for every year, £65 excess

we have also moved our phone & broadband to sky (from BT & o2) which has saved us £15 month - this has almost paid for her insurance ... so even better!!



again this morning her clicking paw wasnt noticeable until she had a bit mooch about - as nasty as it sounds do you think I would be better keeping her in cage for as much time as possible? instead of letting her roam around the living room and jump about for few mins like she does?
- at moment she is just sleeping but gets up to mooch and attempt at play with us..has a few jumps around teasing us with her toys but i ignore her and she goes back to sleep..feel awfull.. i take her around the block for fresh air and little bit excersize...thats about 2-3 minutes

still clicking from the one back PAW/HOCK on her right side, i may be wrong but it sounds louder to me..like i say im probs making sound louder with worry

Iam getting a bit concerned now, I dont know if I can wait 2 weeks as it could get worse - my friend said most vets do a free health check, do all vets keep an online system for pets? if i took my pup to one vet for a check up and he found something wrong would he put it into a system where our regular vet would see it (and insurance companies)..? how does it all work?

christ we only had a few days gap in insurance and during that time she gets this.. im sure im cursed with bad luck and its rubbing off on others!!