11-03-2010, 10:30 AM
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Pet Forums VIP Member
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Join Date: Jul 2009
Posts: 1,676
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Re: Third Party Insurance
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Originally Posted by Smorgus
Just to pitch in, this new dog tax they are implementing (because that's exactly what it is) will force insurance premiums up sky high when/if it becomes a legal requirement as the insurance companies will have us all cornered, very much like car insurance.
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It's not a tax. It's insurance. An annual license fee (paid to government) would be a tax.
Insurance is already a legal requirement for some owners - still costs less than a bag of dog food.
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Secondly, all home and contents insurance covers any damage caused by your pet as the policies contain public liability cover.
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But it won't cover you if you (or, rather, the dog) are away from the home.
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Thirdly, let's wait and see how long it will take before peoples dogs will get attacked by passers by in hopes their dog retaliates with a bite so they can claim compensation on the insurance.
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I would guess a similar number to those that throw themselves in front of cars for the compensation - very few.
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And finally, my hearts will go out to all those extra abandoned dogs and all the elderly people who struggle to make ends meet on there state pensions who won't be able to afford their new dog tax resulting in more homeless pets and lonely pensioners being denied a companion.
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It costs less than a bag of dog food. If an owner cannot provide that then can they provide the other essentials?
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Thanks new labour 
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It's part of a Defra consultation process, it's not currently Labour policy.
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the vast majority of policies cover third-party liability for £1m. Some cover for £2m (depends on the policy/company).
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