Can I be really nosy and ask what breed is Cookie and how old? I'm just curious, I'm paying £33 a month for my toy poodle pup.

My 2 were insured with M&S with cover up to £7k for the lifetime of the illness. However the premiums doubled within the first year, so I had a look around and have identical cover now with Argos, it cost just under £15 a month each for them.

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Depression is a Darkroom that Devlops the Next Chapter of Your Life

Hi

Cookie is a Labrador just over 10weeks old.

KR
K-A

Willoughby (15 week old Westie) is with pet-insurance.co.uk. I'm paying £12.50 a month for lifetime cover which covers up to £4000 per MONTH per condition for life. Unlimited conditions, just a high excess fee of £85.

I thought that sounded pretty darn good but I will let you know if they are any good if I ever have to make a claim!

It's kind of an "I'll believe it when I see it" sort of feeling I have right now.

What I worry about is how much the premiums will go up as th dog gets older - I know some people in the past hae found the premiums go up dramatically when the dog reaches around 9 years of age, but then it's difficult to change insurer because of the age of the dog.
Do all policies increase as the dog gets older?

xx - Sophie - xx

Does anyone use Kennel Club? I've been with them for a while (They lure you in with the 6 weeks free!) and not really though about. But lately been considering changing..

Yes - i guess because they become more risk?? I don't know but it makes me cross esp if you haven't made a claim.

I go with Argos PLATINUM cover as its 7,000 per illness in unlimited time. Don't touch the other levels. They are all limited to 1 year.

Underwritten by axa. Its the same policy as sainsburys. These are the next pest thing to pet plan but a WHOLE LOT CHEAPER.

I pay £11 and £12 per month for my dogs. £60 excess. UNLIMITED TIME LIMIT.

Morning all,

We have two bulldogs and we have always been insured with Pet Plan.

Yes I agree they are great in settling claims with no problems and they settle very promptly, however, the premiums have increased by £10 in one year per dog which is a bloody big increase. Its gone up from £30 a month to just over £40 per dog, thats more than I pay for a high spec Audi!

Saying that it does all depend on your breed of dog, a lot of the Insurance Companies have a list of dog breeds, like the bulldogs, mastiffs etc that they class as high risk so the premiums are higher than a normal quote, plus Pet Plan only insure up to £1500 for death of your beloved pet, when a lot of breeds cost more than this, Bulldogs being one of them.