TBH I'm not sure I agree with the idea of "Breeders Insurance".
a) Insurance are basically legalized con people
b) If you can't afford a C section or emergency treatment, you shouldn't be breeding anyway
c) The KC have obviously seen a huge problem with the insurance as in 2 years, they have changed from £10,000 worth of vet fees for mother and pups (to 8 weeks) down to £1000 for mother and pups (to 8 weeks).
d) Premiums have gone through the roof.
e) I believe, they no longer insure "difficult whelping" breeds for c sections.
f) The KC are so against most AI/ other intervention, yet used to offer up to £3,000 worth of fertility treatment , don't know if this is still the case but they are supposedly against "human intervention" regarding the mating/ whelping, so why offer this service, taking me back to point a).
g) Did I mention that if you can't afford it, you shouldn't be doing it

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SOMETIMES YOUR KNIGHT IN SHINING ARMOUR IS MERELY AN IDIOT WRAPPED IN TINFOIL