I think I may have just melted my brain as have just spent last hour and half going over different pet insurance policies online. Have now finally finished but what a nightmare....it seems different breeds of cats cost different overall with different insurer some offer discounts if insuring more than 1 cat and it works out cheaper even if you pick and choose which cats to insure together according to which insurer. What a nightmare. My cheapest option ended up being with 2 cats at M&S and the other 2 with Tesco...seems Tesco thought my Bengal kitten was more costly to insure than other companies.......the cheek! Anyway, I sure do know how to enjoy a Sunday afternoon dont I?!

I only have moggies so they are a darn bit cheaper to insure I imagine than pedigrees - I used petwise and they were really good, fast to cough up when we had to claim for Toby's hip operation. I recently got my mother in laws cat covered and a quote for our little cat. Her cat is our little cats brother, but her cost is more than ours per month. I really don't know why cos she only lives less than mile away (too damn close sometimes) so how they base their premiums is a bit of a mystery! She had a quote from the same company via the micro-chipping people and that quote was double what she ended up with - what a con!!

I looked at insurance too over the last couple of weeks.

I have 2 adult adopted Maine Coons (supposedly one of the healthier pedigree breeds).

I wanted:

Lifetime cover for any ailment
enough cover for treatment within a given year

In the end I went with PetPlan - the one that promotes via breeders i.e. kitten covered for 6 weeks after transfer to new owner.

1. Because it seemed to have a good reputation as far as paying up on claims and

2. because it offered lifetime and a 4k rollover each year.

I got a quote online but it advised ringing up because of possible discount with 2 - and I did get a good discount.

I fully understand where the original poster is coming from - its a total nightmare - got my car insurance coming up again in august - how i hate having to compare that - why can't firms reward loyalty?