I have posted on here previously about this but didnt really have much response.

I have never owned any animals except rats which just are not worth insuring as their bills are rarely over the excess amount.

I now have 2 kittens and want to insure them but have no idea where to start.

I have set up a policy with petinsurance.co.uk who are underwritten by E & L.... I have been told they have a bad reputation where paying out claims are concerned.

Im keen to get thier insurance sorted but want a recommendation -
has anyone had any ongoing illness' etc where the insurance company has been really good?
I want to make sure I choose the right one for peace of mind,

Thanks

I used a firm underwritten by E&L and they were nothing but hassle.
I now use NFU mutual- the cover is good and the price reasonable.

My cats are all insured with animal friends.

They used to be underwritten by e&l but are not now! They have paid out on the only claim ive made for my dog without any problems xxx

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“He who passively accepts evil is as much involved in it as he who helps to perpetrate it. He who accepts evil without protesting against it is really cooperating with it.” Martin Luther King Jr

“Remember that all through history the way of truth and love has always won. There have been tyrants and murderers and for a time they seem invincible but in the end, they always fall -- think of it, ALWAYS.” Gandhi

Argos have rave reviews, and also very cheap for lifetime cover
i pay £13 for two moggies a month

well my two cat and puppy are insured with buddys and ive had no problem with them and i have had to make a big claim for my pup at the cost of 3000 pounds they payed the vet diecred and left it open for on going treatment for her and when smokey got sick as a kitten i clamed for him and had no problems i like them as the state they pay the vet decrect so i went with them

The thing is with pet insurance, is that a lot of the cover is very basic and doesnt cover things like theft, death or accidents.

Also, most companies only offer 'rolling' policies which have to be renewed every year. In that year, if your cat is diagnosed with an illness, the following year you renew, telling them about the illness even if it has cleared up, but if the same condition returns the insurance company will not cover it, as it is classed as a pre-exisiting condition.

The only way to get around this is to take a policy offering lifetime cover. I use Pet insurance for cats and dogs from Petguard

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Proud Mummy of Ernest & Stanley British Blue Brothers
Also Sid the Russian Dwarf Hamster 3 1/2 years old
And a tank full of tropical fish including Jane our congo frog

Always remembering Eric, Ruby, Bertie & JefferyR.I.P X

argos, homebase and m&s offer lifetime cover and are generally more competitive than petplan

if you havent claimed yet with pet-insurance.co.uk , you could still go elsewhere but hurry before your pet develops a condition. Once this happens, you are more or less stuck with your provider.

good luck

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Lifetime Pet Insurance

Thanks for all your replies, are all these policies lifetime cover?

Also had a quick look on petguard - cant see it says lifetime cover?

I havnt claimed on petinsurance.co.uk but am quite keen to take out cover elsewhere asap,

animal friends off 3 different annual policies and 3 different lifetime policies hope that helps x

__________________
“He who passively accepts evil is as much involved in it as he who helps to perpetrate it. He who accepts evil without protesting against it is really cooperating with it.” Martin Luther King Jr

“Remember that all through history the way of truth and love has always won. There have been tyrants and murderers and for a time they seem invincible but in the end, they always fall -- think of it, ALWAYS.” Gandhi

Go to the 'get a quote section', one of the boxes asks if you want 12 month cover, click no and it means it covers for life (explained in the sub section). The good thing about petguard is that you can personalise the cover for you, by selecting the extra protection, overseas cover etc.

__________________


Proud Mummy of Ernest & Stanley British Blue Brothers
Also Sid the Russian Dwarf Hamster 3 1/2 years old
And a tank full of tropical fish including Jane our congo frog

Always remembering Eric, Ruby, Bertie & JefferyR.I.P X