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Old 29-10-2011, 09:02 AM
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PetPlan and emergency vets fees?

Hi
I wondered if anyone has had experience of claiming for emergency vets fees from Petplan
I have taken out petplan insurance (lifetime) as this seemed the best around. I became concerned about the cost of Vets Now emergency vets on another thread.... and looked and my vets use Vets Now (and to be honest I have looked on a lot of websites for local vets and they all seem to use these for out of hours cover.....incidently Vets Now in Nottingham are listed as Vets Now/PDSA, is there a difference?) I see my policy says they will only cover extra costs incurred will only be paid if the vet confirms that the condition could not wait, also see that it does not cover cat being put to sleep. I wonder if anyone has had experience of claiming for OOH emergency vets bills from Petplan?
thanks
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Old 29-10-2011, 09:32 AM
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Re: PetPlan and emergency vets fees?

Quote:
Originally Posted by 1jim View Post
Hi
I wondered if anyone has had experience of claiming for emergency vets fees from Petplan

Yes i have never had a claim refused, and with four dogs all acccident prone i have claimed a fair few times. no issues with petplan at all

I have taken out petplan insurance (lifetime) as this seemed the best around. I became concerned about the cost of Vets Now emergency vets on another thread.... and looked and my vets use Vets Now (and to be honest I have looked on a lot of websites for local vets and they all seem to use these for out of hours cover.....incidently Vets Now in Nottingham are listed as Vets Now/PDSA, is there a difference?)

Vets now are expensive but the RCVS guidelines state they have to be honest with their fees, so they cant add any extra on just because your insured. Vets now are only an OOH service so they dont have their own building they just use consult rooms for the PDSA. The only prolem i have had with this is that i have walked in to a waiting room full waiting for the PDSA vet and i strolled through and had my dog seen immeadiately. There were some comments but the receptionist put them right.
Another thing with Vetsnow is as they are only OOH if your dog is admitted when it come to 9am and the PDSA opens the animal then has to be transported to your normal vets, and then again at night if the animal is still admitted.


I see my policy says they will only cover extra costs incurred will only be paid if the vet confirms that the condition could not wait, also see that it does not cover cat being put to sleep. I wonder if anyone has had experience of claiming for OOH emergency vets bills from Petplan?
thanks
As far as i am aware no policy will pay for pts, this is a charge much like innoculations it is up to you to pay for such things. In some policies if the animal dies before a certain age you will get the price of the animal back.
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Old 29-10-2011, 09:49 AM
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Re: PetPlan and emergency vets fees?

Quote:
Another thing with Vetsnow is as they are only OOH if your dog is admitted when it come to 9am and the PDSA opens the animal then has to be transported to your normal vets, and then again at night if the animal is still admitted.
I believe this process goes on even if your animal is in your own vet's premises as an in patient. It is discharged and re-admitted each morning and evening and an admin fee can be charged each time.
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Old 29-10-2011, 10:13 AM
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Re: PetPlan and emergency vets fees?

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Originally Posted by havoc View Post
I believe this process goes on even if your animal is in your own vet's premises as an in patient. It is discharged and re-admitted each morning and evening and an admin fee can be charged each time.
sorry how do you mean in your own vets premises?
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Old 29-10-2011, 10:23 AM
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Re: PetPlan and emergency vets fees?

Vets Now don't have their own premises. You can be registered with a vet who's premises are used by Vets Now. In this case you may think you are visiting your own vet for OOH care but you aren't and although your own vet takes over each morning as normal your animal is effectively transferred from one practice to another each morning and evening.
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Old 29-10-2011, 10:26 AM
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Re: PetPlan and emergency vets fees?

Quote:
Originally Posted by havoc View Post
Vets Now don't have their own premises. You can be registered with a vet who's premises are used by Vets Now. In this case you may think you are visiting your own vet for OOH care but you aren't and although your own vet takes over each morning as normal your animal is effectively transferred from one practice to another each morning and evening.
As far as i am aware vetsnow only use PDSA buildings although i stand to be corrected.
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Old 29-10-2011, 11:17 AM
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Re: PetPlan and emergency vets fees?

If only that were true. It would be a pretty poor business model and they wouldn't last long.
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Old 29-10-2011, 11:19 AM
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Re: PetPlan and emergency vets fees?

Hi

I'm with PetPlan and my previous cat needed OOH, and then sadly PTS (in hours)

Petplan paid for ALL OOH costs - the vet fills in the claim form, and will state that it was an emergency requirement. I had no problems. When Henry had to stay in overnight, they covered this and there was never any question as to why.

With the PTS, they paid all vet costs, up to the 'act' of PTS (£70ish I think) and the cheque they sent through had a 'with condolences' message. They dont pay for the cremation etc.

Must admit, PetPlan have always been very good.

the other way you might do it, is to ask your vet to allow Petplan to pay them directly - this way, the vet doesnt go too mad on unnecessary stuff.

Good luck

e
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Old 29-10-2011, 12:15 PM
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Re: PetPlan and emergency vets fees?

We've had a couple of OOH visits with ours in the last few years. Petplan have been fine about it - from memory there's a section the vet has to fill in stating whether, in their professional opinion, the OOH call was necessary or not. We don't have the complication of a different vet out of hours though - our vet is a veterinary hospital which provides its own 24 hour care - for which I am SO grateful. We even phoned on Christmas Day last year, when one of ours ate a sharp, spiky plant and then threw up some blood and got one of the familiar regular vets, who was able to reassure us it was likely to be just superficial from the mouth/throat and to calm down (!) but keep an eye on him.

Wish they were all like that.
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Old 29-10-2011, 12:27 PM
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Re: PetPlan and emergency vets fees?

Quote:
Originally Posted by ella View Post

I'm with PetPlan and my previous cat needed OOH, and then sadly PTS (in hours)

Petplan paid for ALL OOH costs - the vet fills in the claim form, and will state that it was an emergency requirement. I had no problems. When Henry had to stay in overnight, they covered this and there was never any question as to why.

With the PTS, they paid all vet costs, up to the 'act' of PTS (£70ish I think) and the cheque they sent through had a 'with condolences' message. They dont pay for the cremation etc.

Must admit, PetPlan have always been very good.
This is reassuring. I was wondering what would happen if you had a very sick pet OOH and you took him/her in and the only option was to euthanise - would Petplan still pay for diagnostics/treatment up to the euthanasia? I guess I can clarify the OOH costs thing when I upgrade Kitty's insurance on Monday (her 4 weeks free runs out on Tuesday).

Jim1 - have you thought about making it clear to your vets that you aren't happy with Vets Now cover OOH - you never know there may be other complaints and yours could tip the balance. Unlikely I guess but if people never make their concerns known......
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