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Old 05-10-2011, 05:26 PM
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Question pet insurance

we have had our baby coy for few days now, ive got free month petplan insurance cover which my breeder sorted out for me.. i have been also looking into it online (prices etc).. i cant seem to find it tho.. i can get a quote, but i do actually know what i want for our little one..
as long as its a life time cover im happy.. can any of you recommend me any of cat insurances? should i stay with pet plan? how much would the monthly fee be for life-time cover?
if i get a quote from the website does it mean that they will try to sell me something over the phone?
Any help/advice?
thanks x
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Old 05-10-2011, 05:30 PM
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Re: pet insurance

If your finances can afford it stay with Petplan if I were you.
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Old 05-10-2011, 05:47 PM
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Re: pet insurance

I agree with Etienne. If you can afford it stay with pet plan. They were really great when I had to make a claim. I have cover for life up £7000 for Jaffe and it is £18 per month. It isn't the cheapest insurance out there but when looking at the fine print in comparison to all the other companies I think they offer much better cover for illness and injury. They did try to sell me cover in the event of Jaffe's death (this was the cost price of the pet) but that was the only thing they tried to push on me. To be honest though they didn't offer anything better on the phone than was available on the website.

I hope that helps in some way
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Old 05-10-2011, 05:50 PM
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Re: pet insurance

I pay £23 total a month for both my boys (adding another soon) and I have the £6000 a year lifetime cover.
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Old 05-10-2011, 05:57 PM
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Re: pet insurance

I think that most vets are happy to claim money straight from pet plan. This is not always the case with other insurance companies. I know someone whose cat needed an operation - and they had to pay the vet direct (nearly £1000 pounds) and then reclaim the money from the insurance company (who surprise surprise weren't in any hurry to reimburse).
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Old 05-10-2011, 05:58 PM
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Re: pet insurance

I am with Petplan and pay £18 pcm, I get a discount for multiple pets though, and thats for the top level of lifetime cover with Petplan
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Old 05-10-2011, 06:38 PM
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Re: pet insurance

I went for pet plan.. Cover 4 life Classic.. its gonna cost me just under 16 quid which i think isnt bad.. Charlie means the world to me so I want the best for him
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Old 05-10-2011, 07:20 PM
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Re: pet insurance

I'm also with Petplan apart from Ginger who is with sainsburys. The premiums with PP go up a small amount each year. Sainsburys is underwritten by Axa. I've heard many times that Axa do not want to insure old cats and have put up premiums by a huge amount each year for other peoples older cats. I can't say this from experience though and Ginger isn't going to get to be an old boy as he has lymphoma. Have to say Sainsburys have been excellent with paying out and are proabably quicker than PP. My new boy Loki I've just insured with PP
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Old 05-10-2011, 08:29 PM
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Re: pet insurance

Im with petprotect and have lifetime cover for 5 grand per year, with a 10% contribution and a £50 excess, at £12 per month i think its very reasonable!!! When Oscar had his accident i couldnt fault them, the only thing i could say was, a i could have done with more than 5 grand ! We used the lot up eek:
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Old 05-10-2011, 10:10 PM
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Re: pet insurance

We insured Spock with AXA and have had real trouble getting money out of them for his treatment and subsequent death after the accident. I've also had to really fight to get them to STOP taking money from me after I'd informed them that he'd died, they still owe me a refund for that (so to date they have paid out sweet FA).

We went with Petplan because of this for Iccy, reading all your responses I'm thinking we did the right thing!
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