Originally Posted by 12linda

My experience of pet insurance was not good, I gave it up years ago after a claim for our cat (£600) was rejected on a technicalty. When I got my two yorkies I decided not to have insurance based on being told that "1 in 3 pets will need vets treatment before they are 7yrs old. That told me that 2 in 3 won't! The odds are in our favour. I opened a standing order for the going rate of insurance, started it off with £100 and only took money out of the account if I thought I could claim on an insurance. 15 years later and many dips into the account including one for £2000 for a cancer op...I still had over £1000 in the account when I lost my last yorkie. You have to be brave and forget the account is there. But I have proved it can work. The mere fact the that the world and his wife wants to get into insurance means it is a paying game. Now I have two more yorkies I have done the same again...only this time I can start the account off with the £1000 I still have!

Originally Posted by AlbertRoss

Which is perfectly fine unless your new dog has an accident that costs £5,000 for surgery after you have had it for a couple of months. Insurance may be evil - but for most people it's a necessary evil