I've got a new pup too and am on my 6 weeks free and have been looking around myself. The KC one worked out at about £28 a month. The Post Office actually do quite a good one for dogs and cats. It seems to match what KC offer and a bit cheaper but still creeping over the £20 mark. I'll keep looking and let you know what I find and will come back here to see what other responses you get. One thing I would suggest you consider though while you're looking. My last dog lived 14 years and I paid insurance for every month of it paying about £15 a month. When I came to disposing of her things I was reading through the small print and realised that she was only really covered till the age of 9 and after that they did not consider old age to be an insurable factor. The KC one is expensive because there is no age limit for the dogs and no time maximums on treatments. Anyway, we've got 6 weeks so i'll race you to a great deal!

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We can judge the heart of a man by his treatment of animals