Thread: pet insurance?
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Old 21-07-2009, 10:10 AM
Frenchie Frenchie is offline
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Re: pet insurance?

Quote:
Originally Posted by havoc View Post
If you are in any doubt about the cover, phone and check before you take it out. This is typical wording from the policy document of one company offering 'lifetime cover'



To me this means there is a ceiling per condition. Boring as it may be, you must read the policy document to know what cover is being offered.
Hi Havoc, where did you get this definition from, which company?

This isnt lifetime cover. True lifetime pet insurance means that you will get a yearly pot of money to spend in vet fees. That pot is replenished every year when you renew. Therefore, once you start claiming on a condition, it will never get excluded provided you stay with the same lifetime provider at renewal.

Lifetime cover gives you a yearly limit, regardless of the number of conditions, but it is fully replenished at renewal, meaning you always have funds to spend.
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