Quote:
Originally Posted by Elise.x
Well, i still dont have insurance and Hanks free insurance runs out in a few days so really need to decide.
I had a lot to deal with this past week or so with my son breaking up from school, and petplan have been ringing me non stop this week, but ive ignored there calls at the moment because im not going to be pushed into it which is how i feel considering thay have rang 52 times this week  i know i should answer and talk to them but i know as soon as i do i will take a cover out with them because im not a very outspoken person, so i will wait until ive made up my mind then ring them if i chooose them 
I just have one more question before i decide.
Hank was hurt two weeks ago from a fall, he was limping and his front shoulder was very swollen, he was given anti inflamitary injection and metacam drops, 2 days later back to the vet and he was walking fine and no more swelling, just to be sure he was given a weeks cage rest and confined to one room for a week, all is now fine but the vet didnt actually say what was wrong, we know it obviously wasnt a break, so im assuming a sprain? So, my question is would this be classed as a pre existing condition or not because he was fine after two days 
Thanks.x |
Hello,
reading your message i think you should go with petplan, for 3 reasons:
1. your pet has a been taken to the vet while you were insured during your free insurance period. if you move to another insurerm it will be classed as pre existing and nothing will be paid for this.
2. your free insurance runs out in a few days. Generally policies have a 14 days waiting period, meaning that from the time your cover startsm you cannot claim for an illness within the 1st 14 days. if your pet were to develop something new or you would have to claim again on the current condition, it would be excluded. If you upgrade with Petplan, ring them and confirm that there will be continuous cover when you upgrade to a full cover. This means that there will be no waiting period, so no break in cover.
3. Petplan, even though they hassled you, are the number pet insurer in the uk and have a fairly good reputation regarding their quality of cover (even though they have restricted their cover for hydrotherapy lately).
I hope this will be of help to you.