I dont have pet insurance, I put a certain amount away each month to cover any vet bills that might crop up. As a breeder Ive found that insurance doesn't cover breeding queens.
I have been lucky so far that my cats and kittens are a pretty healthy bunch and have never been ill, they only visit the vets for their vaccinations or speying/neutering therefore for me personally it has been worthwhile doing it this way. I have probably saved a fortune over the years as the monthly outlay would otherwise have gone to waste.
