I only have moggies so they are a darn bit cheaper to insure I imagine than pedigrees - I used petwise and they were really good, fast to cough up when we had to claim for Toby's hip operation. I recently got my mother in laws cat covered and a quote for our little cat. Her cat is our little cats brother, but her cost is more than ours per month. I really don't know why cos she only lives less than mile away (too damn close sometimes) so how they base their premiums is a bit of a mystery! She had a quote from the same company via the micro-chipping people and that quote was double what she ended up with - what a con!!