Hi everyone

Thanks very much for your amazing response.I must say Angus looked most disappointed when I said I might have to do a bit of training!!

But I get out very early in the morning to give him a little run off the lead -although I know I shouldn't but he's such a lively little chap!

Chelle and AJShep1984 both suggested Healthy Pets, and I've been online getting quotes from all the companies you suggested - and Healthy Pets comes out as the lowest. A friend I was having a chat with earlier suggested I get in touch with another company called Petguard. So I also got a quote from them.

I'm always worried to take the lowest quote in case it doesn't work out and I was wondering if anyone had heard of Petguard, or used them?

By the way, Sainsbury's who is about the third up in the quote, offers up to £2,500 vets fees - and I'm really not sure if the £1000 is enough cover these days.

Once again, thanks very much for all your kind help and advice. One last thing, Angus has never had to see the vet, except of course for the usual routine things.
Best regards. John