'Which?' the consumer magazine has done a report on pet insurance. It says the most basic insurance is a waste of time and money. For a cat £4k is more than enough for the lifetime of the pet for vet fees.

Not sure I can give you a link because it is members only.

Will look at it again and post summary of what it says.

I have been thinking of insurance and my 2 MCs but as they will probably be indoor cats I think I will put £20.00 each into an account for vet fees. MCs are supposed to be healthy (ummm reading the breeder websites there can be problems but the problems seem to manifest early....)