Quote:
Originally Posted by trish1200
Which insurance company do you use? My Xito will come with 6 weeks free insurance too, but yesterday i was getting quotes for when this runs out. Petplan costs around £10 for the cheapest option but as far as i understand it doesn't cover for life of a condition, the one that does costs around £22 per month. It seems quite expensive specially after reading the other posts here. I want him to be fully covered, hopefuly i'll never need it but just in case. It would be horrible if he ever got ill and i couldn't afford expensive vet bills  |
Hi Trish
My 2 moggies have Gold Cover with Healthy Pets which is their top cover and it cost £6 a month for both. This means the cats are covered for life and ongoing conditions but it appears there is a cap which is £5000 on vets fees for the Gold cover.
My 3 pedigrees will be covered with Pet Plan and there are 3 types of insurance as I have had a quote recently:
Budget - £7 a month approx each
Covered For Life - £11 a month approx each (vets fees capped)
Covered For Life Unlimited - £16 a month approx each (no fee caps)
Be careful with some companies that you get quotes from as some of them do not cover for the entire life of the cat if their illnesses are terminal and need medication and vets time for the rest of their lives. Pet Plan's Covered For Life Unlimited does cover for all this, but you can check the comparisons on their website.
You do get discount for multi pets too which is worth considering!
My conclusion would be that I would use Pet Plan based on the information. I may even switch my moggies over to Pet Plan.
But once my pedigrees become breeding queens, then they wont be insured as very few companies insure for pregnancy related illnesses.
Hope that helps
