I have never had pet insurance. I pay for their treatment as and when necessary.

Insurance does give some people peace of mind and that okay, we all handle our finances differently. Vet fees can easily run into thousands not just hundreds depending on the medical problem.

I must admit I have been looking at insurance simply because some policies cover a lot more than just vets fees and in todays trend to sue everyone for anaything its worth taking a serious look at insurance.

Sue