I can't decide between Animal Friends and Petguard... I've spoken to Animal Friends on the telephone so I know a bit more about them than Petguard, but then I read this thread and I'd like to consider Petguard (who are about £1.50 cheaper per month than Animal Friends)

Do Petguard pay direct to the vet? I know Animal Friends do.

What sort of amount would I have to pay the insurance company if I claim through Petguard? I know that Animal Friends is £49 (excess) + 35% of the claim.

What sort of excess options do I have with Petguard? I wasn't offered options in my quote...

I'm hoping someone that is with Petguard can help! Thanks!!


[edit] Also, Animal Friends has a lifetime claim limit... does Petguard have a limit too?

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Enzo - Maine Coon (Jemahan Enzo)