The quotes I got were £9.50 from petplan and £12.50 from helpucover, I was expecting around £6 a month so that is quite a bit more!

I think I'm going to do the separate account thing as like Kammie says the money just goes to a company if I never use it and fingers crossed I won't! If I don't 'claim' then I can spend the money on toys and treats for them!

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