im with tesco and although i havnt claimed for either dog i did clain £1.9k from them for one cat over a yr and in feb claimed the max i could for out youngest cat which was £2.5k never had any problems with them paying out.

We have the life time £4k policy now which i know isnt alot but at £37 a month for two dogs and two cats its a bargin while we are skint lol!

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Owner to-
lots of rodents
2 monster dogs
1 slinky cat